FRIEDEMANN ROY is a visiting instructor at the Harvard Graduate School of Design and the Global Product Lead of the IFC Housing Finance Advisory Services, Financial Institutions Group and is responsible for the Global Housing Finance Advisory Program and Strategy. He has worked in over 50 countries covering areas in banking, housing finance and microfinance. Previous positions held were at the World Bank, Frankfurt School of Finance and Management, Association of Private Bausparkassen and Commerzbank AG. In addition, he worked as an editor for the “Housing Finance International” Journal which is published by the International Union for Housing Finance (IUHF). He holds a PhD in business administration.